I Already Have A Plan. Can I Keep My Plan And Use The ICHRA With It?

It depends. If your current plan was purchased on the Marketplace, you can use your new ICHRA to help fund your premium. Other less common types of plans you can use your ICHRA for are Medicare, Catastrophic, and Student Health Insurance plans. If you are currently on a plan that your spouse's employer is either paying for or offering, you cannot submit the premium receipts for reimbursement. If you are using one of the qualifying insurance types, you will see an option to continue with your current plan on the onboarding page.